2028 S Holly St UNIT 4DenverCO80222
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2028 S Holly St UNIT 4, Denver, CO, 80222 in Denver. At $497,500 it earns $3,347/mo in rent and distributes $332/mo to the owner after the $2,237/mo payment, a consistent 8.07% yield. DSCR 1.50 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $137,450 in value; $4,582/yr in principal paydown compounds ownership stake. Total projected return: $209,782.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 3.8% |
| Monthly Cash Flow | $332 | $1,850 |
City averages based on Denver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,347 |
| Total Monthly Debt Service | $2,816 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$115 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80222, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,819 (100%) |
| Owner Occupied HU | 5,069 (42.9%) |
| Renter Occupied HU | 5,732 (48.5%) |
| Vacant Housing Units | 1,018 ( 8.6%) |
| Median Home Value | $670,086 |
| Average Home Value | $719,044 |
Housing Distribution
Address Breakdown
Residential
10,998
Single Family
6,607
Multi-Family
4,391
Businesses
1,744
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$115 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80222, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,819 (100%) |
| Owner Occupied HU | 5,069 (42.9%) |
| Renter Occupied HU | 5,732 (48.5%) |
| Vacant Housing Units | 1,018 ( 8.6%) |
| Median Home Value | $670,086 |
| Average Home Value | $719,044 |
Housing Distribution
Address Breakdown
Residential
10,998
Single Family
6,607
Multi-Family
4,391
Businesses
1,744
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
