2026 Glover RoadGrotonVT05046
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2026 Glover Road, Groton, VT, 05046 in Groton speaks for itself: 10.93% gross on a $259,000 price, generating $2,358/mo in rent and $635/mo in net income after the $1,165/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,619 stacks alongside $71,557 in projected five-year appreciation and $2,385/yr in principal reduction. Projected total cumulative return: $139,589.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $635 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,358 |
| Total Monthly Debt Service | $1,620 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
2.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05046, Groton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 774 (100%) |
| Owner Occupied HU | 445 (57.5%) |
| Renter Occupied HU | 85 (11.0%) |
| Vacant Housing Units | 244 (31.5%) |
| Median Home Value | $265,984 |
| Average Home Value | $367,955 |
Housing Distribution
Address Breakdown
Residential
503
Single Family
496
Multi-Family
7
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
2.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05046, Groton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 774 (100%) |
| Owner Occupied HU | 445 (57.5%) |
| Renter Occupied HU | 85 (11.0%) |
| Vacant Housing Units | 244 (31.5%) |
| Median Home Value | $265,984 |
| Average Home Value | $367,955 |
Housing Distribution
Address Breakdown
Residential
503
Single Family
496
Multi-Family
7
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices