2024 Spring Cottage RdSaint Stephens ChurchVA23148




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Stephens Church at 2024 Spring Cottage Rd, Saint Stephens Church, VA, 23148 offers a 6.44% rental yield on a $541,000 purchase with $2,903/mo rent. 83% in year one. Equity gained on principal adds $3,491/yr while 5% annual appreciation supports $149,468 over five years. Portfolio math shows five-year ROI at 91.37% and total cumulative return in cash at $162,628. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,903/mo property income against a $2,648/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2009
25 Acres lot
$N/A/sqft
No HOA
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Nearby investment properties with comparable prices



Listed by: Beth Goldsmith • Long & Foster REALTORS
Mls Name: CVRMLS
Mls Provider:
Mls ID: #2513336
Disclaimer: All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are 2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.








