20211 5th StStratfordCA93266
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow20211 5th St, Stratford, CA, 93266 in Stratford earns its strong cash-flow label: 23.4% yield, $2,215/mo rent, $1,431/mo net income, DSCR 4.51. The $109,276 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $30,191 by year five. Combined with $1,006/yr in principal paydown, total projected return reaches $139,131.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.4% | 6.0% |
| Monthly Cash Flow | $1,431 | $200 |
City averages based on Stratford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,215 |
| Total Monthly Debt Service | $656 |
| DSCR Ratio | 3.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
6,481 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93266, Stratford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 449 (100%) |
| Owner Occupied HU | 232 (51.7%) |
| Renter Occupied HU | 187 (41.6%) |
| Vacant Housing Units | 30 ( 6.7%) |
| Median Home Value | $271,429 |
| Average Home Value | $309,353 |
Housing Distribution
Address Breakdown
Residential
113
Single Family
113
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
6,481 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93266, Stratford, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 449 (100%) |
| Owner Occupied HU | 232 (51.7%) |
| Renter Occupied HU | 187 (41.6%) |
| Vacant Housing Units | 30 ( 6.7%) |
| Median Home Value | $271,429 |
| Average Home Value | $309,353 |
Housing Distribution
Address Breakdown
Residential
113
Single Family
113
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A