2020 Loyd StPearlMS39208








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pearl at 2020 Loyd St, Pearl, MS, 39208 uses $55,361 cash to close to unlock $5,705/yr annual cash flow and $475/mo monthly cash flow. Total monthly income runs $1,497/mo, and a $817/mo payment keeps the spread at $475/mo. Purchase price stands at $167,000, and rental yield measures 10.76% with $1,497/mo rent. Return on cash invested shows 30.21% in year one, and 5% annual appreciation builds toward $46,139 over five years. Five-year ROI reaches 158.07% and total cumulative return in cash records $87,507. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,497/mo property income covering a $817/mo payment rather than investor’s personal income.
Single Family
Built in 1963
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39208, Pearl, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,880 (100%) |
| Owner Occupied HU | 8,998 (64.8%) |
| Renter Occupied HU | 4,011 (28.9%) |
| Vacant Housing Units | 871 ( 6.3%) |
| Median Home Value | $177,888 |
| Average Home Value | $221,845 |
Housing Distribution
Address Breakdown
Residential
12,750
Single Family
10,721
Multi-Family
2,029
Businesses
1,119
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Listed by: Keith Dennis • Havard Real Estate Group, LLC
Mls Name: MLS United
Mls ID: #4110082
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.








