202 W 2nd StClaudeTX79019
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 202 W 2nd St, Claude, TX, 79019 in Claude. Priced at $105,000, it generates $1,823/mo in gross rent and $1,076/mo in net monthly cash flow, a 20.83% yield that comfortably supports the 3.86 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,914. Five-year appreciation: $29,010. Equity from principal paydown: $967/yr. Total projected cumulative return: $109,551.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 20.8% | 6.2% |
| Monthly Cash Flow | $1,076 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,823 |
| Total Monthly Debt Service | $705 |
| DSCR Ratio | 2.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79019, Claude, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 747 (100%) |
| Owner Occupied HU | 544 (72.8%) |
| Renter Occupied HU | 116 (15.5%) |
| Vacant Housing Units | 87 (11.6%) |
| Median Home Value | $203,543 |
| Average Home Value | $259,591 |
Housing Distribution
Address Breakdown
Residential
268
Single Family
268
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79019, Claude, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 747 (100%) |
| Owner Occupied HU | 544 (72.8%) |
| Renter Occupied HU | 116 (15.5%) |
| Vacant Housing Units | 87 (11.6%) |
| Median Home Value | $203,543 |
| Average Home Value | $259,591 |
Housing Distribution
Address Breakdown
Residential
268
Single Family
268
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices