202 South StRowleyIA52329
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 202 South St, Rowley, IA, 52329 in Rowley is straightforward: $159,900 in, $1,348/mo in rent, $309/mo out after debt service. The 10.11% gross yield and 1.87 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $44,177 by year five. With $1,473/yr in principal equity, the total cumulative return is projected at $80,815.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $309 | $250 |
City averages based on Rowley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,348 |
| Total Monthly Debt Service | $975 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52329, Rowley, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 363 (100%) |
| Owner Occupied HU | 299 (82.4%) |
| Renter Occupied HU | 27 ( 7.4%) |
| Vacant Housing Units | 37 (10.2%) |
| Median Home Value | $205,625 |
| Average Home Value | $240,970 |
Housing Distribution
Address Breakdown
Residential
262
Single Family
262
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52329, Rowley, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 363 (100%) |
| Owner Occupied HU | 299 (82.4%) |
| Renter Occupied HU | 27 ( 7.4%) |
| Vacant Housing Units | 37 (10.2%) |
| Median Home Value | $205,625 |
| Average Home Value | $240,970 |
Housing Distribution
Address Breakdown
Residential
262
Single Family
262
Multi-Family
0
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices