202 E Buck Point RdClaytonDE19938
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 202 E Buck Point Rd, Clayton, DE, 19938 in Clayton at $439,900 earns $2,652/mo in rent and nets $84/mo after the $1,978/mo payment, a 7.23% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $121,536 over five years. Ziffy Mortgage underwrites this on a 1.34 DSCR without U.S. credit history. With $4,052/yr in principal paydown, total projected return reaches $172,904.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.0% |
| Monthly Cash Flow | $84 | $1,500 |
City averages based on Clayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,652 |
| Total Monthly Debt Service | $2,370 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19938, Clayton, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,284 (100%) |
| Owner Occupied HU | 3,795 (88.6%) |
| Renter Occupied HU | 355 ( 8.3%) |
| Vacant Housing Units | 134 ( 3.1%) |
| Median Home Value | $395,957 |
| Average Home Value | $402,605 |
Housing Distribution
Address Breakdown
Residential
3,481
Single Family
3,481
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19938, Clayton, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,284 (100%) |
| Owner Occupied HU | 3,795 (88.6%) |
| Renter Occupied HU | 355 ( 8.3%) |
| Vacant Housing Units | 134 ( 3.1%) |
| Median Home Value | $395,957 |
| Average Home Value | $402,605 |
Housing Distribution
Address Breakdown
Residential
3,481
Single Family
3,481
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices