20143 Siena DrFriantCA93626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 20143 Siena Dr, Friant, CA, 93626 in Friant: $4,174/mo in rent, $834/mo in net income, 9.28% gross yield, 1.72 DSCR, all at $539,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $149,164 in appreciation and $4,973/yr in principal paydown projects total cumulative return of $258,385.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.0% |
| Monthly Cash Flow | $834 | $1,200 |
City averages based on Friant market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,174 |
| Total Monthly Debt Service | $3,125 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
9,870 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93626, Friant, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 927 (100%) |
| Owner Occupied HU | 739 (79.7%) |
| Renter Occupied HU | 73 ( 7.9%) |
| Vacant Housing Units | 115 (12.4%) |
| Median Home Value | $635,689 |
| Average Home Value | $694,120 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
9,870 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93626, Friant, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 927 (100%) |
| Owner Occupied HU | 739 (79.7%) |
| Renter Occupied HU | 73 ( 7.9%) |
| Vacant Housing Units | 115 (12.4%) |
| Median Home Value | $635,689 |
| Average Home Value | $694,120 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices