2012 Ridge DrGentryAR72734
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 2012 Ridge Dr, Gentry, AR, 72734 in Gentry delivers $2,010/mo in gross rent and $487/mo in net monthly income at a $251,300 entry. The 9.6% yield and 1.78 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $69,430 over five years and $2,315/yr in equity from loan paydown, total projected return is $126,488.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $487 | $300 |
City averages based on Gentry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,010 |
| Total Monthly Debt Service | $1,423 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
8,712 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
8,712 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72734, Gentry, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,838 (100%) |
| Owner Occupied HU | 2,531 (65.9%) |
| Renter Occupied HU | 1,010 (26.3%) |
| Vacant Housing Units | 297 ( 7.7%) |
| Median Home Value | $229,808 |
| Average Home Value | $382,638 |
Housing Distribution
Address Breakdown
Residential
3,202
Single Family
3,146
Multi-Family
56
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leah Childress • Elevation Real Estate and Management
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1119519
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.