20100 Pine Canyon RdLake HughesCA93532
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 20100 Pine Canyon Rd, Lake Hughes, CA, 93532 in Lake Hughes: $3,554/mo in rent, $2,323/mo net, 21.43% gross yield, all on a $199,000 acquisition. The 3.97 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $54,980 in value, and $1,833/yr in principal paydown steadily builds equity. Projected total cumulative return: $224,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.4% | 6.0% |
| Monthly Cash Flow | $2,323 | $1,500 |
City averages based on Lake Hughes market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,554 |
| Total Monthly Debt Service | $1,152 |
| DSCR Ratio | 3.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
2.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93532, Lake Hughes, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,187 (100%) |
| Owner Occupied HU | 830 (69.9%) |
| Renter Occupied HU | 210 (17.7%) |
| Vacant Housing Units | 147 (12.4%) |
| Median Home Value | $643,172 |
| Average Home Value | $720,864 |
Housing Distribution
Address Breakdown
Residential
648
Single Family
647
Multi-Family
1
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
2.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93532, Lake Hughes, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,187 (100%) |
| Owner Occupied HU | 830 (69.9%) |
| Renter Occupied HU | 210 (17.7%) |
| Vacant Housing Units | 147 (12.4%) |
| Median Home Value | $643,172 |
| Average Home Value | $720,864 |
Housing Distribution
Address Breakdown
Residential
648
Single Family
647
Multi-Family
1
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices