201 Sansome St UNIT 1105San FranciscoCA94104
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 201 Sansome St UNIT 1105, San Francisco, CA, 94104 in San Francisco. Rental yield 5.39%. At $749,000 with 5.39% gross yield, current distributions are modest, but the 5% appreciation rate projects $206,935 in new equity by year five, complemented by $6,898/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.00) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $186,180.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 4.5% |
| Monthly Cash Flow | $(1,538) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,362 |
| Total Monthly Debt Service | $4,603 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1909
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94104, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 241 (100%) |
| Owner Occupied HU | 33 (13.7%) |
| Renter Occupied HU | 182 (75.5%) |
| Vacant Housing Units | 26 (10.8%) |
| Median Home Value | $1,703,125 |
| Average Home Value | $1,629,091 |
Housing Distribution
Address Breakdown
Residential
216
Single Family
1
Multi-Family
215
Businesses
1,641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1909
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94104, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 241 (100%) |
| Owner Occupied HU | 33 (13.7%) |
| Renter Occupied HU | 182 (75.5%) |
| Vacant Housing Units | 26 (10.8%) |
| Median Home Value | $1,703,125 |
| Average Home Value | $1,629,091 |
Housing Distribution
Address Breakdown
Residential
216
Single Family
1
Multi-Family
215
Businesses
1,641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices