201 N 2nd AveCarbon CliffIL61239
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow201 N 2nd Ave, Carbon Cliff, IL, 61239 in Carbon Cliff is a top-tier cash-flow asset. At $120,000 it produces $2,296/mo in rent and $1,406/mo in net monthly income, a 22.96% gross rental yield. The DSCR of 4.25 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $16,875. Five-year appreciation adds $33,154, driving a total cumulative return of $136,641.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23% | 6.2% |
| Monthly Cash Flow | $1,406 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,296 |
| Total Monthly Debt Service | $842 |
| DSCR Ratio | 2.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61239, Carbon Cliff, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 284 (100%) |
| Owner Occupied HU | 149 (52.5%) |
| Renter Occupied HU | 87 (30.6%) |
| Vacant Housing Units | 48 (16.9%) |
| Median Home Value | $162,500 |
| Average Home Value | $206,426 |
Housing Distribution
Address Breakdown
Residential
328
Single Family
211
Multi-Family
117
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61239, Carbon Cliff, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 284 (100%) |
| Owner Occupied HU | 149 (52.5%) |
| Renter Occupied HU | 87 (30.6%) |
| Vacant Housing Units | 48 (16.9%) |
| Median Home Value | $162,500 |
| Average Home Value | $206,426 |
Housing Distribution
Address Breakdown
Residential
328
Single Family
211
Multi-Family
117
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kendra Mulcahy • Ruhl&Ruhl REALTORS Davenport
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #QC4256397
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.