201 N 11th StFrederickOK73542
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 201 N 11th St, Frederick, OK, 73542 in Frederick the bet is firmly on appreciation. Rental yield 2.16%. The 2.16% gross yield on a $289,000 price is below income-first thresholds, but 5%/yr value growth projects $79,845 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.40) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $24,508.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 6.2% |
| Monthly Cash Flow | $(1,326) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $520 |
| Total Monthly Debt Service | $1,731 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73542, Frederick, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,235 (100%) |
| Owner Occupied HU | 1,203 (53.8%) |
| Renter Occupied HU | 377 (16.9%) |
| Vacant Housing Units | 655 (29.3%) |
| Median Home Value | $71,625 |
| Average Home Value | $115,368 |
Housing Distribution
Address Breakdown
Residential
1,675
Single Family
1,638
Multi-Family
37
Businesses
199
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73542, Frederick, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,235 (100%) |
| Owner Occupied HU | 1,203 (53.8%) |
| Renter Occupied HU | 377 (16.9%) |
| Vacant Housing Units | 655 (29.3%) |
| Median Home Value | $71,625 |
| Average Home Value | $115,368 |
Housing Distribution
Address Breakdown
Residential
1,675
Single Family
1,638
Multi-Family
37
Businesses
199
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices