201 E Bank St, Bridgewater, VA, 22812 | $263/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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201 E Bank St, Bridgewater, VA, 22812 | $263/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bridgewater at 201 E Bank St, Bridgewater, VA, 22812 uses $109,229 cash to close to unlock $3,156/yr annual cash flow and $263/mo monthly cash flow. Total monthly income runs $2,233/mo, and a $1,613/mo payment keeps the spread at $263/mo. Purchase price stands at $329,500, and rental yield measures 8.13% with $2,233/mo rent. Return on cash invested shows 22.8% in year one, and 5% annual appreciation builds toward $91,035 over five years. Five-year ROI reaches 118.1% and total cumulative return in cash records $128,998. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,233/mo property income covering a $1,613/mo payment rather than investor’s personal income.

Single Family

Built in 1948

10,454 sqft lot

$N/A/sqft

No HOA

More details about the property

This charming, brick cottage is nestled in the heart of Bridgewater and a short distance from the Sipe Center, ice skating rink, park, and several local restaurants! The main floor includes a spacious living room (with pellet stove) that opens up to the dining room. It also includes a bedroom and full bathroom, all on one level. The wide galley kitchen conveniently leads to the back porch. Upstairs includes two additional bedrooms and a full bathroom. Details abound throughout the home with arched doorways, original glass door knobs, dining room corner hutch, and original hardwood floors that span throughout the home. The basement provides additional storage space or room for a home gym! The fenced backyard provides an abundance of space for gardening and entertaining, as well as two storage sheds, and off street parking. The roof was just replaced in March 2025 and ready to enjoy for many years to come. Set up your appointment to check out this charmer today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 22812, Bridgewater, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,586 (100%)
Owner Occupied HU	2,358 (65.8%)
Renter Occupied HU	987 (27.5%)
Vacant Housing Units	241 ( 6.7%)
Median Home Value	$391,958
Average Home Value	$461,972