201 E 77th St APT 3FNew YorkNY10075
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowA DSCR of 1.88 makes 201 E 77th St APT 3F, New York, NY, 10075 in New York one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 10.12%. The 10.12% yield, 5% annual appreciation ($331,538 over five years), and $11,052/yr in principal reduction project a total cumulative return of $416,297.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 4.8% |
| Monthly Cash Flow | $(840) | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,123 |
| Total Monthly Debt Service | $10,486 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1965
N/A lot
$N/A/sqft
$2,950 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1965
N/A lot
$N/A/sqft
$2,950 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices