20099 Oakdale AveBrooksvilleFL34601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Brooksville rental at 20099 Oakdale Ave, Brooksville, FL, 34601 sits in the solid-income band: 11.36% gross yield, $1,609/mo rent, $481/mo net after the $764/mo debt service, DSCR 2.11. Entry price of $169,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $46,965 and $1,566/yr in principal reduction bring total cumulative return to $95,756.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.0% |
| Monthly Cash Flow | $481 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,609 |
| Total Monthly Debt Service | $1,060 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34601, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,289 (100%) |
| Owner Occupied HU | 7,978 (64.9%) |
| Renter Occupied HU | 2,721 (22.1%) |
| Vacant Housing Units | 1,590 (12.9%) |
| Median Home Value | $244,675 |
| Average Home Value | $292,516 |
Housing Distribution
Address Breakdown
Residential
11,121
Single Family
10,678
Multi-Family
443
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34601, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,289 (100%) |
| Owner Occupied HU | 7,978 (64.9%) |
| Renter Occupied HU | 2,721 (22.1%) |
| Vacant Housing Units | 1,590 (12.9%) |
| Median Home Value | $244,675 |
| Average Home Value | $292,516 |
Housing Distribution
Address Breakdown
Residential
11,121
Single Family
10,678
Multi-Family
443
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Sparkman • EXP REALTY LLC
Mls Name: Stellar MLS
Mls ID: #O6310062