2004 S Cobblestone CvBrandonMS39042
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 2004 S Cobblestone Cv, Brandon, MS, 39042 in Brandon: $2,531/mo in rent, $908/mo net, 11.48% gross yield, all on a $263,500 acquisition. The 2.14 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $72,800 in value, and $2,427/yr in principal paydown steadily builds equity. Projected total cumulative return: $158,971.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.1% |
| Monthly Cash Flow | $908 | $325 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,531 |
| Total Monthly Debt Service | $1,508 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.64 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.64 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kimberly N Miles • NextHome Realty Experience
Mls Name: MLS United
Mls ID: #4115032
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.