20035 Rye RdAberdeenMS39730
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.7% yield at 20035 Rye Rd, Aberdeen, MS, 39730 in Aberdeen is solid, but the $1,439/mo payment compresses net cash flow to $95/mo at $320,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $88,410 by year five, and $2,947/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.51) without U.S. income documentation. Total projected return: $134,864.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $95 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,170 |
| Total Monthly Debt Service | $1,831 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39730, Aberdeen, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,489 (100%) |
| Owner Occupied HU | 3,512 (64.0%) |
| Renter Occupied HU | 1,090 (19.9%) |
| Vacant Housing Units | 887 (16.2%) |
| Median Home Value | $123,325 |
| Average Home Value | $160,675 |
Housing Distribution
Address Breakdown
Residential
5,013
Single Family
4,990
Multi-Family
23
Businesses
520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39730, Aberdeen, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,489 (100%) |
| Owner Occupied HU | 3,512 (64.0%) |
| Renter Occupied HU | 1,090 (19.9%) |
| Vacant Housing Units | 887 (16.2%) |
| Median Home Value | $123,325 |
| Average Home Value | $160,675 |
Housing Distribution
Address Breakdown
Residential
5,013
Single Family
4,990
Multi-Family
23
Businesses
520
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tina Lusk Parker • Pathway Real Estate
Mls Name: NMMLS
Mls Provider:
Mls ID: #25-1390
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.