2003 Fm 851 SAltoTX75925
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2003 Fm 851 S, Alto, TX, 75925 in Alto earns its strong cash-flow label: 14.91% yield, $1,429/mo rent, $611/mo net income, DSCR 2.76. The $115,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $31,772 by year five. Combined with $1,059/yr in principal paydown, total projected return reaches $83,459.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 6.2% |
| Monthly Cash Flow | $611 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,429 |
| Total Monthly Debt Service | $772 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1998
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75925, Alto, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,971 (100%) |
| Owner Occupied HU | 1,181 (59.9%) |
| Renter Occupied HU | 476 (24.2%) |
| Vacant Housing Units | 314 (15.9%) |
| Median Home Value | $191,704 |
| Average Home Value | $267,881 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,296
Multi-Family
27
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1998
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75925, Alto, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,971 (100%) |
| Owner Occupied HU | 1,181 (59.9%) |
| Renter Occupied HU | 476 (24.2%) |
| Vacant Housing Units | 314 (15.9%) |
| Median Home Value | $191,704 |
| Average Home Value | $267,881 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,296
Multi-Family
27
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices