20011 creek stoneSan AntonioTX78259
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 20011 creek stone, San Antonio, TX, 78259 in San Antonio deserves attention. This $436,900 property earns $4,073/mo in rent, a 11.19% gross yield, and nets $926/mo after the $1,965/mo payment. DSCR 2.07 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $120,707 compounds alongside $4,024/yr in yearly equity build, for a total cumulative return of $227,191.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 5.8% |
| Monthly Cash Flow | $926 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,073 |
| Total Monthly Debt Service | $2,973 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
7,797 sqft lot
$N/A/sqft
$479 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
7,797 sqft lot
$N/A/sqft
$479 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78259, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,899 (100%) |
| Owner Occupied HU | 8,090 (58.2%) |
| Renter Occupied HU | 4,742 (34.1%) |
| Vacant Housing Units | 1,067 ( 7.7%) |
| Median Home Value | $395,032 |
| Average Home Value | $431,254 |
Housing Distribution
Address Breakdown
Residential
12,146
Single Family
8,898
Multi-Family
3,248
Businesses
969
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices