200 Thill Dr WRose CreekMN55970
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 200 Thill Dr W, Rose Creek, MN, 55970 in Rose Creek deserves attention. This $199,900 property earns $1,901/mo in rent, a 11.41% gross yield, and nets $653/mo after the $899/mo payment. DSCR 2.11 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $55,229 compounds alongside $1,841/yr in yearly equity build, for a total cumulative return of $117,890.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.8% |
| Monthly Cash Flow | $653 | $750 |
City averages based on Rose Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,901 |
| Total Monthly Debt Service | $1,169 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55970, Rose Creek, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 349 (100%) |
| Owner Occupied HU | 292 (83.7%) |
| Renter Occupied HU | 36 (10.3%) |
| Vacant Housing Units | 21 ( 6.0%) |
| Median Home Value | $266,667 |
| Average Home Value | $324,007 |
Housing Distribution
Address Breakdown
Residential
326
Single Family
312
Multi-Family
14
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55970, Rose Creek, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 349 (100%) |
| Owner Occupied HU | 292 (83.7%) |
| Renter Occupied HU | 36 (10.3%) |
| Vacant Housing Units | 21 ( 6.0%) |
| Median Home Value | $266,667 |
| Average Home Value | $324,007 |
Housing Distribution
Address Breakdown
Residential
326
Single Family
312
Multi-Family
14
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott A. Ulland • RE/MAX Results
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6772807