200 Railroad St, Thayer, IA, 50254 | $225/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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200 Railroad St, Thayer, IA, 50254 | $225/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Thayer at 200 Railroad St, Thayer, IA, 50254 with 5% annual appreciation on a $115,000 basis while $972/mo rent supports operations. Total monthly income totals $972/mo and a $563/mo payment preserves $225/mo for cash returns. Annual cash flow comes to $2,700/yr on $38,123 deployed, and return on cash invested reaches 26.99% in year one. Equity gained on principal adds $742/yr, and five-year appreciation sums $31,772 alongside rental yield of 10.14%. Five-year ROI measures 141.2% and total cumulative return in cash totals $53,829.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $972/mo property income versus a $563/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1920

1.79 Acres lot

$N/A/sqft

No HOA

More details about the property

This is a well kept home with a great new metal roof and gutters in 2022. Exterior newly painted in 2025. New covered Deck replaced in 2024. Updated bathroom, tub, toilet and flooring in 2020. Large living room /dining room with great lighting. Pretty kitchen with oak cupboards and space to eat in. All appliances stay. New water heater, Small acreage close to high way access. 1.79 acres, Marked with yellow markers, Treed. Great for some one who needs space for vehicles or small business. close to Osceola, Afton, Creston. Achosa Warranty included. Alliant gas and electric. Sirwa rural water, and East union community schools. No gravel, city sewer.

Neighborhood Data

Neighborhood data shown for ZIP Code: 50254, Thayer, IA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	168 (100%)
Owner Occupied HU	128 (76.2%)
Renter Occupied HU	22 (13.1%)
Vacant Housing Units	18 (10.7%)
Median Home Value	$250,000
Average Home Value	$311,211