200 E 2nd StOswegoNY13126








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Oswego at 200 E 2nd St, Oswego, NY, 13126 generates $1,007/mo in rent, after a $5,139/mo payment. Total monthly income is $1,007/mo. Return on cash invested sits at -0.81% in year one, and rental yield is 1.15% on a $1,050,000 entry. Equity gained on principal adds $6,775/yr, while 5% annual appreciation builds toward $290,096 over five years. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,007/mo property income rather than buyer’s personal income.
Multi Family
Built in 1920
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13126, Oswego, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,808 (100%) |
| Owner Occupied HU | 8,551 (54.1%) |
| Renter Occupied HU | 5,074 (32.1%) |
| Vacant Housing Units | 2,183 (13.8%) |
| Median Home Value | $163,728 |
| Average Home Value | $188,660 |
Housing Distribution
Address Breakdown
Residential
14,303
Single Family
13,177
Multi-Family
1,126
Businesses
866
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