200 Claggett StDeer LodgeMT59722
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 200 Claggett St, Deer Lodge, MT, 59722 in Deer Lodge speaks for itself: 11.6% gross on a $139,900 price, generating $1,354/mo in rent and $535/mo in net income after the $629/mo debt service. DSCR 2.15, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,417 stacks alongside $38,652 in projected five-year appreciation and $1,288/yr in principal reduction. Projected total cumulative return: $87,400.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $535 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,354 |
| Total Monthly Debt Service | $762 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
8,407 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59722, Deer Lodge, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,248 (60.3%) |
| Renter Occupied HU | 589 (28.5%) |
| Vacant Housing Units | 233 (11.3%) |
| Median Home Value | $267,416 |
| Average Home Value | $330,072 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,085
Multi-Family
8
Businesses
234
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
8,407 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59722, Deer Lodge, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,248 (60.3%) |
| Renter Occupied HU | 589 (28.5%) |
| Vacant Housing Units | 233 (11.3%) |
| Median Home Value | $267,416 |
| Average Home Value | $330,072 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,085
Multi-Family
8
Businesses
234
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Theresa Maria Denner • eXp Realty - Helena
Mls Name: MRMLS
Mls Provider:
Mls ID: #30047276
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.