812 Cottonwood AveDeer LodgeMT59722
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Deer Lodge at 812 Cottonwood Ave, Deer Lodge, MT, 59722 priced at $120,000 converts $901/mo rent into $200/mo cash flow after a $587/mo obligation. Total monthly income equals $901/mo, and annual cash flow totals $2,400/yr on $39,780 invested. Return on cash invested prints 25.94% in year one, and rental yield reads 9.01% against a $120,000 entry. Equity gained on principal adds $774/yr, while 5% annual appreciation compiles into $33,154 by year five. Five-year ROI reaches 134.74% and total cumulative return in cash sums $53,599. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $901/mo property income covering a $587/mo payment, not borrower’s personal income.
Single Family
Built in 1910
8,102 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59722, Deer Lodge, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,248 (60.3%) |
| Renter Occupied HU | 589 (28.5%) |
| Vacant Housing Units | 233 (11.3%) |
| Median Home Value | $267,416 |
| Average Home Value | $330,072 |
Housing Distribution
Address Breakdown
Residential
2,093
Single Family
2,085
Multi-Family
8
Businesses
234
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Listed by: Yvonne Hanson • Clearwater Montana Properties
Mls Name: Big Sky Country MLS
Mls ID: #405055