200 Chell Rd, Joppa, MD, 21085 | $621/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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200 Chell Rd, Joppa, MD, 21085 | $621/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Joppa at 200 Chell Rd, Joppa, MD, 21085 with 5% annual appreciation on a $414,900 basis while $3,202/mo rent supports operations. Total monthly income totals $3,202/mo and a $2,031/mo payment preserves $621/mo for cash returns. Annual cash flow comes to $7,455/yr on $137,539 deployed, and return on cash invested reaches 25.33% in year one. Equity gained on principal adds $2,677/yr, and five-year appreciation sums $114,629 alongside rental yield of 9.26%. Five-year ROI measures 131.96% and total cumulative return in cash totals $181,502.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,202/mo property income versus a $2,031/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1965

8,550 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautiful home in Joppatowne! Step into a spacious, updated kitchen featuring granite countertops, modern wood cabinetry, stainless steel appliances, and a roomy eat-in area. The inviting living room offers a cozy fireplace, and the separate formal dining room is perfect for gatherings. A bright sunroom with skylights provides additional living space and overlooks the landscaped backyard complete with a patio that creates the perfect outdoor oasis. Upstairs, the home features a generous primary suite with a private bath, along with three additional bedrooms and a full hall bath. The large basement includes a laundry area and plenty of storage or future finishing potential. A 2 car garage adds even more convenience. Located close to parks, marinas, waterfront recreation, shopping, dining, and easy access to major commuter routes including Route 40 and I-95. A wonderful blend of comfort, space, and convenience!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21085, Joppa, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,293 (100%)
Owner Occupied HU	5,716 (78.4%)
Renter Occupied HU	1,258 (17.2%)
Vacant Housing Units	319 ( 4.4%)
Median Home Value	$379,594
Average Home Value	$447,700