20 West StEdmestonNY13335
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20 West St, Edmeston, NY, 13335 in Edmeston speaks for itself: 25.45% gross on a $270,000 price, generating $5,726/mo in rent and $3,923/mo in net income after the $1,214/mo debt service. DSCR 4.72, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $47,081 stacks alongside $74,596 in projected five-year appreciation and $2,487/yr in principal reduction. Projected total cumulative return: $355,433.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 25.5% | 6.2% |
| Monthly Cash Flow | $3,923 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,726 |
| Total Monthly Debt Service | $1,696 |
| DSCR Ratio | 3.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
0.84 Acres lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
0.84 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices