20 Wellfleet DrWilbrahamMA01095
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 20 Wellfleet Dr, Wilbraham, MA, 01095 in Wilbraham at $810,000, 4.71% gross yield, is a market-growth asset. Rental yield 4.71%. The $3,180/mo rent partially funds the $3,642/mo debt service; the core return is the 5%/yr price growth projected to add $223,788 over five years. Ziffy Mortgage's DSCR mortgage (0.87) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $183,687.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.7% | 5.0% |
| Monthly Cash Flow | $(1,925) | $800 |
City averages based on Wilbraham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,180 |
| Total Monthly Debt Service | $4,783 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01095, Wilbraham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,745 (100%) |
| Owner Occupied HU | 4,920 (85.6%) |
| Renter Occupied HU | 637 (11.1%) |
| Vacant Housing Units | 188 ( 3.3%) |
| Median Home Value | $427,746 |
| Average Home Value | $499,087 |
Housing Distribution
Address Breakdown
Residential
5,705
Single Family
5,428
Multi-Family
277
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01095, Wilbraham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,745 (100%) |
| Owner Occupied HU | 4,920 (85.6%) |
| Renter Occupied HU | 637 (11.1%) |
| Vacant Housing Units | 188 ( 3.3%) |
| Median Home Value | $427,746 |
| Average Home Value | $499,087 |
Housing Distribution
Address Breakdown
Residential
5,705
Single Family
5,428
Multi-Family
277
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas Bretta • Berkshire Hathaway HomeServices Realty Professionals
Mls Name: MLS PIN
Mls ID: #73404071
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