20 Roping StInolaOK74036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 20 Roping St, Inola, OK, 74036 in Inola hard to pass up. The 22.22% gross yield on a $113,500 purchase results in $2,101/mo in rent and $1,366/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.12). Annual cash flow of $16,396, five-year appreciation of $31,358, and $1,045/yr in equity build-up combine for a projected total cumulative return of $131,134.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.2% | 6.2% |
| Monthly Cash Flow | $1,366 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,101 |
| Total Monthly Debt Service | $690 |
| DSCR Ratio | 3.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74036, Inola, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,119 (100%) |
| Owner Occupied HU | 2,366 (75.9%) |
| Renter Occupied HU | 464 (14.9%) |
| Vacant Housing Units | 289 ( 9.3%) |
| Median Home Value | $262,125 |
| Average Home Value | $285,828 |
Housing Distribution
Address Breakdown
Residential
2,530
Single Family
2,511
Multi-Family
19
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74036, Inola, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,119 (100%) |
| Owner Occupied HU | 2,366 (75.9%) |
| Renter Occupied HU | 464 (14.9%) |
| Vacant Housing Units | 289 ( 9.3%) |
| Median Home Value | $262,125 |
| Average Home Value | $285,828 |
Housing Distribution
Address Breakdown
Residential
2,530
Single Family
2,511
Multi-Family
19
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices