20 Rollingwood Dr SPC 103JacksonCA95642
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20 Rollingwood Dr SPC 103, Jackson, CA, 95642 in Jackson speaks for itself: 14.86% gross on a $178,900 price, generating $2,215/mo in rent and $1,108/mo in net income after the $804/mo debt service. DSCR 2.75, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,302 stacks alongside $49,427 in projected five-year appreciation and $1,648/yr in principal reduction. Projected total cumulative return: $139,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 6.0% |
| Monthly Cash Flow | $1,108 | $350 |
City averages based on Jackson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,215 |
| Total Monthly Debt Service | $1,036 |
| DSCR Ratio | 2.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95642, Jackson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,660 (100%) |
| Owner Occupied HU | 2,160 (59.0%) |
| Renter Occupied HU | 1,117 (30.5%) |
| Vacant Housing Units | 383 (10.5%) |
| Median Home Value | $517,516 |
| Average Home Value | $581,959 |
Housing Distribution
Address Breakdown
Residential
3,095
Single Family
2,801
Multi-Family
294
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95642, Jackson, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,660 (100%) |
| Owner Occupied HU | 2,160 (59.0%) |
| Renter Occupied HU | 1,117 (30.5%) |
| Vacant Housing Units | 383 (10.5%) |
| Median Home Value | $517,516 |
| Average Home Value | $581,959 |
Housing Distribution
Address Breakdown
Residential
3,095
Single Family
2,801
Multi-Family
294
Businesses
724
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices