20 Port Royale RdCoronadoCA92118
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 20 Port Royale Rd, Coronado, CA, 92118 in Coronado. Rental yield 6.64%. The 1.23 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $538,196 and $17,941/yr in principal reduction project total return of $637,248.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 4.5% |
| Monthly Cash Flow | $(1,597) | $350 |
City averages based on Coronado market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $10,784 |
| Total Monthly Debt Service | $11,607 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
4,845 sqft lot
$N/A/sqft
$331 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92118, Coronado, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,444 (100%) |
| Owner Occupied HU | 3,689 (39.1%) |
| Renter Occupied HU | 3,557 (37.7%) |
| Vacant Housing Units | 2,198 (23.3%) |
| Median Home Value | $1,966,411 |
| Average Home Value | $1,820,784 |
Housing Distribution
Address Breakdown
Residential
9,234
Single Family
5,773
Multi-Family
3,461
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
4,845 sqft lot
$N/A/sqft
$331 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92118, Coronado, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,444 (100%) |
| Owner Occupied HU | 3,689 (39.1%) |
| Renter Occupied HU | 3,557 (37.7%) |
| Vacant Housing Units | 2,198 (23.3%) |
| Median Home Value | $1,966,411 |
| Average Home Value | $1,820,784 |
Housing Distribution
Address Breakdown
Residential
9,234
Single Family
5,773
Multi-Family
3,461
Businesses
511
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices