20 Park StCave SpringGA30124
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow20 Park St, Cave Spring, GA, 30124 in Cave Spring earns its strong cash-flow label: 30.45% yield, $2,825/mo rent, $2,141/mo net income, DSCR 5.64. The $111,306 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $30,752 by year five. Combined with $1,025/yr in principal paydown, total projected return reaches $180,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 30.5% | 7.0% |
| Monthly Cash Flow | $2,141 | $500 |
City averages based on Cave Spring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,825 |
| Total Monthly Debt Service | $633 |
| DSCR Ratio | 4.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30124, Cave Spring, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,479 (100%) |
| Owner Occupied HU | 950 (64.2%) |
| Renter Occupied HU | 368 (24.9%) |
| Vacant Housing Units | 161 (10.9%) |
| Median Home Value | $244,286 |
| Average Home Value | $296,403 |
Housing Distribution
Address Breakdown
Residential
1,171
Single Family
1,171
Multi-Family
0
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30124, Cave Spring, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,479 (100%) |
| Owner Occupied HU | 950 (64.2%) |
| Renter Occupied HU | 368 (24.9%) |
| Vacant Housing Units | 161 (10.9%) |
| Median Home Value | $244,286 |
| Average Home Value | $296,403 |
Housing Distribution
Address Breakdown
Residential
1,171
Single Family
1,171
Multi-Family
0
Businesses
88
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices