20 N Tower Rd APT 3COak BrookIL60523
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Oak Brook rentals match the income profile of 20 N Tower Rd APT 3C, Oak Brook, IL, 60523. Listed at $118,000, gross rent is $1,813/mo and net cash flow is $532/mo, a 18.44% yield well above national averages. DSCR 3.41 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $32,601 by year five with $1,087/yr in annual principal reduction, projecting $81,360 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.4% | 5.2% |
| Monthly Cash Flow | $532 | $350 |
City averages based on Oak Brook market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,813 |
| Total Monthly Debt Service | $1,235 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
N/A lot
$N/A/sqft
$463 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60523, Oak Brook, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,149 (100%) |
| Owner Occupied HU | 3,188 (76.8%) |
| Renter Occupied HU | 641 (15.4%) |
| Vacant Housing Units | 320 ( 7.7%) |
| Median Home Value | $730,721 |
| Average Home Value | $895,750 |
Housing Distribution
Address Breakdown
Residential
5,038
Single Family
3,497
Multi-Family
1,541
Businesses
1,096
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
N/A lot
$N/A/sqft
$463 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60523, Oak Brook, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,149 (100%) |
| Owner Occupied HU | 3,188 (76.8%) |
| Renter Occupied HU | 641 (15.4%) |
| Vacant Housing Units | 320 ( 7.7%) |
| Median Home Value | $730,721 |
| Average Home Value | $895,750 |
Housing Distribution
Address Breakdown
Residential
5,038
Single Family
3,497
Multi-Family
1,541
Businesses
1,096
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices