20 Folkingham LnBella VistaAR72715



INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 20 Folkingham Ln, Bella Vista, AR, 72715 in Bella Vista: $4,336/mo in rent, $262/mo in net income, 7.88% gross yield, 1.46 DSCR, all at $660,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $182,346 in appreciation and $6,079/yr in principal paydown projects total cumulative return of $267,091.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.1% |
| Monthly Cash Flow | $262 | $420 |
City averages based on Bella Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,336 |
| Total Monthly Debt Service | $3,811 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
1.17 Acres lot
$N/A/sqft
$40 monthly HOA



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1989
1.17 Acres lot
$N/A/sqft
$40 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Sean Morris • Coldwell Banker Harris McHaney & Faucette -Fayette
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1307208
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







