20 E Burke CtAmboyIL61310
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20 E Burke Ct, Amboy, IL, 61310 in Amboy speaks for itself: 13.61% gross on a $239,900 price, generating $2,722/mo in rent and $1,058/mo in net income after the $1,079/mo debt service. DSCR 2.52, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,691 stacks alongside $66,280 in projected five-year appreciation and $2,210/yr in principal reduction. Projected total cumulative return: $159,861.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.6% | 5.0% |
| Monthly Cash Flow | $1,058 | $1,200 |
City averages based on Amboy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,722 |
| Total Monthly Debt Service | $1,569 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61310, Amboy, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,726 (100%) |
| Owner Occupied HU | 1,185 (68.7%) |
| Renter Occupied HU | 370 (21.4%) |
| Vacant Housing Units | 171 ( 9.9%) |
| Median Home Value | $187,019 |
| Average Home Value | $228,757 |
Housing Distribution
Address Breakdown
Residential
1,594
Single Family
1,561
Multi-Family
33
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61310, Amboy, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,726 (100%) |
| Owner Occupied HU | 1,185 (68.7%) |
| Renter Occupied HU | 370 (21.4%) |
| Vacant Housing Units | 171 ( 9.9%) |
| Median Home Value | $187,019 |
| Average Home Value | $228,757 |
Housing Distribution
Address Breakdown
Residential
1,594
Single Family
1,561
Multi-Family
33
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices