20 Dianes LoopHeber SpringsAR72501
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 20 Dianes Loop, Heber Springs, AR, 72501 in Heber Springs is narrow, $9/mo net on $1,800/mo rent after the $1,340/mo debt service, but the property operates at break-even-plus, not a loss. At $297,900 with a 7.25% yield, the long-run equity case via 5% appreciation ($82,304 over five years) and $2,744/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.34 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $113,339.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 8.0% |
| Monthly Cash Flow | $9 | $300 |
City averages based on Heber Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $1,672 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72501, Batesville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,805 (100%) |
| Owner Occupied HU | 6,786 (57.5%) |
| Renter Occupied HU | 3,878 (32.9%) |
| Vacant Housing Units | 1,141 ( 9.7%) |
| Median Home Value | $160,374 |
| Average Home Value | $216,578 |
Housing Distribution
Address Breakdown
Residential
11,134
Single Family
10,768
Multi-Family
366
Businesses
973
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72501, Batesville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,805 (100%) |
| Owner Occupied HU | 6,786 (57.5%) |
| Renter Occupied HU | 3,878 (32.9%) |
| Vacant Housing Units | 1,141 ( 9.7%) |
| Median Home Value | $160,374 |
| Average Home Value | $216,578 |
Housing Distribution
Address Breakdown
Residential
11,134
Single Family
10,768
Multi-Family
366
Businesses
973
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ashley Cook • Gateway Properties
Mls Name: BBOR
Mls ID: #26-92