20 Culmore Ct, Lutherville Timonium, MD, 21093 | $71/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lutherville Timonium at 20 Culmore Ct, Lutherville Timonium, MD, 21093 with 5% annual appreciation on a $500,000 basis while $3,180/mo rent supports operations. Total monthly income totals $3,180/mo and a $2,447/mo payment preserves $71/mo for cash returns. Annual cash flow comes to $846/yr on $165,750 deployed, and return on cash invested reaches 20.42% in year one. Equity gained on principal adds $3,226/yr, and five-year appreciation sums $138,141 alongside rental yield of 7.63%. Five-year ROI measures 105.62% and total cumulative return in cash totals $175,064.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,180/mo property income versus a $2,447/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Townhouse

Built in 1992

1,922 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21093, Lutherville Timonium, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,522 (100%)
Owner Occupied HU	12,798 (77.5%)
Renter Occupied HU	2,999 (18.2%)
Vacant Housing Units	725 ( 4.4%)
Median Home Value	$511,519
Average Home Value	$601,915