12775 Frederick RdWest FriendshipMD21794
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.2% gross rental yield, 12775 Frederick Rd, West Friendship, MD, 21794 in West Friendship is priced for capital growth, not immediate cash flow. The $624,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $172,400 by year five, with $5,747/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.96) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $160,997.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 5.1% |
| Monthly Cash Flow | $(1,177) | $400 |
City averages based on West Friendship market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,704 |
| Total Monthly Debt Service | $3,633 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21794, West Friendship, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 812 (100%) |
| Owner Occupied HU | 713 (87.8%) |
| Renter Occupied HU | 72 ( 8.9%) |
| Vacant Housing Units | 27 ( 3.3%) |
| Median Home Value | $941,046 |
| Average Home Value | $997,363 |
Housing Distribution
Address Breakdown
Residential
811
Single Family
811
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
1.03 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21794, West Friendship, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 812 (100%) |
| Owner Occupied HU | 713 (87.8%) |
| Renter Occupied HU | 72 ( 8.9%) |
| Vacant Housing Units | 27 ( 3.3%) |
| Median Home Value | $941,046 |
| Average Home Value | $997,363 |
Housing Distribution
Address Breakdown
Residential
811
Single Family
811
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gina Frampton • Northrop Realty
Mls Name: Bright MLS
Mls ID: #MDHW2060994