20 Circle DriveNorth WindhamCT06256
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow20 Circle Drive, North Windham, CT, 06256 in North Windham earns its strong cash-flow label: 14.41% yield, $1,440/mo rent, $625/mo net income, DSCR 2.67. The $119,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $33,126 by year five. Combined with $1,104/yr in principal paydown, total projected return reaches $86,076.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 6.5% |
| Monthly Cash Flow | $625 | $400 |
City averages based on North Windham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $767 |
| DSCR Ratio | 1.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06256, North Windham, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,307 (100%) |
| Owner Occupied HU | 858 (65.6%) |
| Renter Occupied HU | 388 (29.7%) |
| Vacant Housing Units | 61 ( 4.7%) |
| Median Home Value | $177,206 |
| Average Home Value | $201,369 |
Housing Distribution
Address Breakdown
Residential
1,038
Single Family
1,038
Multi-Family
0
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06256, North Windham, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,307 (100%) |
| Owner Occupied HU | 858 (65.6%) |
| Renter Occupied HU | 388 (29.7%) |
| Vacant Housing Units | 61 ( 4.7%) |
| Median Home Value | $177,206 |
| Average Home Value | $201,369 |
Housing Distribution
Address Breakdown
Residential
1,038
Single Family
1,038
Multi-Family
0
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Glenn Stavens • Aspen Realty Group
Mls Name: Smart MLS
Mls ID: #24119330