20 Charing DrBella VistaAR72714



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 20 Charing Dr, Bella Vista, AR, 72714 in Bella Vista is straightforward: $362,000 in, $2,466/mo in rent, $203/mo out after debt service. The 8.17% gross yield and 1.51 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $100,014 by year five. With $3,334/yr in principal equity, the total cumulative return is projected at $150,419.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.1% |
| Monthly Cash Flow | $203 | $420 |
City averages based on Bella Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,466 |
| Total Monthly Debt Service | $2,119 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.33 Acres lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72714, Bella Vista, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,796 (100%) |
| Owner Occupied HU | 5,607 (82.5%) |
| Renter Occupied HU | 695 (10.2%) |
| Vacant Housing Units | 494 ( 7.3%) |
| Median Home Value | $372,100 |
| Average Home Value | $504,142 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
6,373
Multi-Family
0
Businesses
192



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2003
0.33 Acres lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72714, Bella Vista, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,796 (100%) |
| Owner Occupied HU | 5,607 (82.5%) |
| Renter Occupied HU | 695 (10.2%) |
| Vacant Housing Units | 494 ( 7.3%) |
| Median Home Value | $372,100 |
| Average Home Value | $504,142 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
6,373
Multi-Family
0
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Jennifer Nguyen • Sudar Group
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1315470
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








