20 Cambridge CvOaklandTN38060



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Oakland at 20 Cambridge Cv, Oakland, TN, 38060 generates $2,855/mo in rent and, after a $2,244/mo payment, leaves $111/mo in cash flow. Total monthly income is $2,855/mo, and annual cash flow is $1,327/yr on $151,960 invested. Return on cash invested sits at 20.78% in year one, and rental yield is 7.47% on a $458,400 entry. Equity gained on principal adds $2,958/yr, while 5% annual appreciation builds toward $126,647 over five years. Five-year ROI reaches 107.26% and total cumulative return in cash sums $162,987. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,855/mo property income rather than buyer’s personal income.
Single Family
Built in 2020
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38060, Oakland, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,358 (100%) |
| Owner Occupied HU | 4,736 (88.4%) |
| Renter Occupied HU | 467 ( 8.7%) |
| Vacant Housing Units | 155 ( 2.9%) |
| Median Home Value | $326,093 |
| Average Home Value | $344,010 |
Housing Distribution
Address Breakdown
Residential
5,570
Single Family
5,570
Multi-Family
0
Businesses
254
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