2 Stephanie Ln, Saint Albans, WV, 25177 | $333/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Albans at 2 Stephanie Ln, Saint Albans, WV, 25177 uses $72,930 cash to close to unlock $3,995/yr annual cash flow and $333/mo monthly cash flow. Total monthly income runs $1,642/mo, and a $1,077/mo payment keeps the spread at $333/mo. Purchase price stands at $220,000, and rental yield measures 8.96% with $1,642/mo rent. Return on cash invested shows 25.39% in year one, and 5% annual appreciation builds toward $60,782 over five years. Five-year ROI reaches 131.9% and total cumulative return in cash records $96,191. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,642/mo property income covering a $1,077/mo payment rather than investor’s personal income.

Single Family

Built in 1970

0.35 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 25177, Saint Albans, WV area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,166 (100%)
Owner Occupied HU	7,085 (63.5%)
Renter Occupied HU	2,718 (24.3%)
Vacant Housing Units	1,363 (12.2%)
Median Home Value	$149,284
Average Home Value	$183,971