2 Martin WayGuilfordME04443
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 2 Martin Way, Guilford, ME, 04443 in Guilford hard to pass up. The 18.02% gross yield on a $109,000 purchase results in $1,637/mo in rent and $949/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.34). Annual cash flow of $11,387, five-year appreciation of $30,115, and $1,004/yr in equity build-up combine for a projected total cumulative return of $102,489.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18% | 7.5% |
| Monthly Cash Flow | $949 | $450 |
City averages based on Guilford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,637 |
| Total Monthly Debt Service | $645 |
| DSCR Ratio | 2.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
1.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04443, Guilford, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,703 (100%) |
| Owner Occupied HU | 781 (45.9%) |
| Renter Occupied HU | 221 (13.0%) |
| Vacant Housing Units | 701 (41.2%) |
| Median Home Value | $188,949 |
| Average Home Value | $230,157 |
Housing Distribution
Address Breakdown
Residential
901
Single Family
818
Multi-Family
83
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
1.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04443, Guilford, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,703 (100%) |
| Owner Occupied HU | 781 (45.9%) |
| Renter Occupied HU | 221 (13.0%) |
| Vacant Housing Units | 701 (41.2%) |
| Median Home Value | $188,949 |
| Average Home Value | $230,157 |
Housing Distribution
Address Breakdown
Residential
901
Single Family
818
Multi-Family
83
Businesses
58
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices