2 Laurel LnSpencerMA01562








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,102/mo, and a $2,540/mo payment. Purchase price stands at $519,000, and rental yield measures 7.17% with $3,102/mo rent. Return on cash invested shows 18.87% in year one, and 5% annual appreciation builds toward $143,390 over five years. Five-year ROI reaches 97.43% and total cumulative return in cash records $166,365. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,102/mo property income covering a $2,540/mo payment rather than investor’s personal income.
Single Family
Built in 1976
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01562, Spencer, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,548 (100%) |
| Owner Occupied HU | 3,340 (60.2%) |
| Renter Occupied HU | 1,867 (33.7%) |
| Vacant Housing Units | 341 ( 6.1%) |
| Median Home Value | $426,833 |
| Average Home Value | $470,553 |
Housing Distribution
Address Breakdown
Residential
4,962
Single Family
4,666
Multi-Family
296
Businesses
262
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Listed by: Nancy Kielinen • Lamacchia Realty, Inc.
Mls Name: MLS PIN
Mls ID: #73468533








