2 Darcy StHollandMA01521
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $399,999, 2 Darcy St, Holland, MA, 01521 in Holland generates $2,575/mo in rent (7.73% yield) but nets only $54/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.43) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $110,512. Total projected return: $155,325.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.1% |
| Monthly Cash Flow | $54 | $550 |
City averages based on Holland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,575 |
| Total Monthly Debt Service | $2,362 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01521, Holland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,031 (70.2%) |
| Renter Occupied HU | 115 ( 7.8%) |
| Vacant Housing Units | 323 (22.0%) |
| Median Home Value | $390,433 |
| Average Home Value | $522,609 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,252
Multi-Family
1
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01521, Holland, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,469 (100%) |
| Owner Occupied HU | 1,031 (70.2%) |
| Renter Occupied HU | 115 ( 7.8%) |
| Vacant Housing Units | 323 (22.0%) |
| Median Home Value | $390,433 |
| Average Home Value | $522,609 |
Housing Distribution
Address Breakdown
Residential
1,253
Single Family
1,252
Multi-Family
1
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices