2 Cedarcrest LnOleyPA19547
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 2 Cedarcrest Ln, Oley, PA, 19547 in Oley worth modelling. At $479,900 with a 8.82% gross yield, the $3,527/mo rent leaves $43/mo after the $2,158/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.63 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $132,588 by year five; $4,420/yr in principal reduction adds further equity. Total projected return: $186,951.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $43 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,527 |
| Total Monthly Debt Service | $3,293 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
0.35 Acres lot
$N/A/sqft
$160 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19547, Oley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,909 (100%) |
| Owner Occupied HU | 1,483 (77.7%) |
| Renter Occupied HU | 320 (16.8%) |
| Vacant Housing Units | 106 ( 5.6%) |
| Median Home Value | $369,956 |
| Average Home Value | $400,905 |
Housing Distribution
Address Breakdown
Residential
1,860
Single Family
1,745
Multi-Family
115
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
0.35 Acres lot
$N/A/sqft
$160 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19547, Oley, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,909 (100%) |
| Owner Occupied HU | 1,483 (77.7%) |
| Renter Occupied HU | 320 (16.8%) |
| Vacant Housing Units | 106 ( 5.6%) |
| Median Home Value | $369,956 |
| Average Home Value | $400,905 |
Housing Distribution
Address Breakdown
Residential
1,860
Single Family
1,745
Multi-Family
115
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices