2 1st St, Mill Hall, PA, 17751 | $1,222/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Mill Hall at 2 1st St, Mill Hall, PA, 17751 offers $2,368/mo rent that, after a $856/mo payment, leaves $1,222/mo cash flow. Total monthly income is $2,368/mo, and annual cash flow is $14,663/yr on $57,979 cash. Return on cash invested measures 45.2% in year one, and rental yield stands at 16.25% at a $174,900 entry. Equity gained on principal adds $1,129/yr while 5% annual appreciation compounds into $48,322 by year five. Five-year ROI records 238.93% and total cumulative return in cash reaches $138,528. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,368/mo property income versus a $856/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1945

9,583 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 17751, Mill Hall, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	3,210 (100%)
Owner Occupied HU	2,347 (73.1%)
Renter Occupied HU	523 (16.3%)
Vacant Housing Units	340 (10.6%)
Median Home Value	$247,133
Average Home Value	$289,823