2 & 148 Pollock BlvdBedfordIA50833
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $129,000, 2 & 148 Pollock Blvd, Bedford, IA, 50833 in Bedford generates $1,001/mo in rent (9.31% yield) but nets only $163/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.73) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $35,640. Total projected return: $59,616.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.0% |
| Monthly Cash Flow | $163 | $1,500 |
City averages based on Bedford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,001 |
| Total Monthly Debt Service | $786 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50833, Bedford, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,093 (100%) |
| Owner Occupied HU | 735 (67.2%) |
| Renter Occupied HU | 215 (19.7%) |
| Vacant Housing Units | 143 (13.1%) |
| Median Home Value | $122,669 |
| Average Home Value | $180,378 |
Housing Distribution
Address Breakdown
Residential
932
Single Family
925
Multi-Family
7
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50833, Bedford, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,093 (100%) |
| Owner Occupied HU | 735 (67.2%) |
| Renter Occupied HU | 215 (19.7%) |
| Vacant Housing Units | 143 (13.1%) |
| Median Home Value | $122,669 |
| Average Home Value | $180,378 |
Housing Distribution
Address Breakdown
Residential
932
Single Family
925
Multi-Family
7
Businesses
108
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alan E Nicholas • Tri-N-Realty
Mls Name: NoCoast MLS
Mls Provider:
Mls ID: #6300235
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.