1999 Swift CtHaywardCA94545
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Hayward rental at 1999 Swift Ct, Hayward, CA, 94545 sits in the solid-income band: 8.15% gross yield, $6,170/mo rent, $553/mo net after the $4,083/mo debt service, DSCR 1.51. Entry price of $908,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $250,864 and $8,363/yr in principal reduction bring total cumulative return to $379,895.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $553 | $800 |
City averages based on Hayward market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,170 |
| Total Monthly Debt Service | $5,256 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
8,190 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
8,190 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices